Business insurance
Types of industries
Agri-food
Agri-food businesses have to contend with multiple risks that can leave them vulnerable. As a producer, processor, or distributor, or if you sell to consumers, you can make sure your business is prepared by opting for customized coverage:
- Property
- Food contamination
- Break in the food production chain
- Equipment breakdown
- Transportation
- Product recalls
- Civil liability
Architects and engineers
Architecture and engineering firms of all sizes need to be protected against claims or allegations of professional negligence. Whether your firm is young or has had time to grow, Deslauriers offers a variety of professional liability coverages. We offer several categories of products to meet your needs and those of your business:
- Property
- Commercial general liability
- Directors and officers liability
- Excess errors and omissions
Construction
Every construction project needs insurance protection, whether at the work site or in transit. As a general contractor, you're contending with a number of risks.
Deslauriers has all of the insurance products you need for comprehensive coverage tailored to your unique situation:
- Equipment and tool coverage
- Commercial general liability
- Surety bonds
- Construction site insurance (broad form) and equipment breakdown
- Transportation and warehousing
- Wrap-up
Need a policy that covers every aspect of your work?
Retail
Retail is a sector with one of the widest ranges of products for sale. In our globalized world, these products might be manufactured in Canada or in any of the four corners of the globe. This burgeoning international trade also means that your responsibilities to your customers are increasing.
Make sure your business is covered for damages sustained by your customers due to product defects with policies such as:
- Property
- Contamination
- Product recalls
- Transportation
- Commercial general liability for premises and products
- Business interruption
Rely on Deslauriers for customized retail business coverage
Environment
Today, no company can do business without acting responsibly toward the environment. Deslauriers offers a range of environmental liability insurance policies to protect your business against the following risks:
- Acts of negligence
- Pollution allegations
- Contamination
- Spills
- Underground and aboveground tanks
Real estate
Whether you need insurance for your real estate assets or coverage to protect yourself in the event of building issues that negatively affect someone else, we have a selection of insurance products designed especially for developers, real estate managers, and landowners:
- Building
- Equipment breakdown
- Loss of rent
- Commercial general liability
- Directors and officers liability
- Errors and omissions
- Environmental liability
Deslauriers provides customized coverage for your real estate activities
Manufacturing
Manufacturing companies are exposed to a unique set of risks. Regardless of what types of products your company manufactures or whether you manufacture them at your premises here in Canada or overseas, it's a smart business move to protect against situations that might jeopardize your business's security:
- Property
- Equipment breakdown
- Transportation
- Commercial general liability for premises and products
- Product recalls
- Environmental liability
Let Deslauriers protect your manufacturing business against potentially destabilizing events
Pharma and life sciences
Deslauriers has extensive expertise in providing risk management consulting for the biotech and life sciences industries. We offer insurance solutions designed to fit the various stages of your research projects.
Whether you are rendering professional services to others, conducting clinical trials, developing a new product or patent, or serving on a board of directors, opt for coverage tailored to exactly what you do:
- Clinical trials
- Commercial general liability
- Product liability
- Errors and omissions
- Intellectual property infringement
- Directors and officers liability
Let Deslauriers help you find the perfect insurance protection for your pharma and life sciences work.
IT and media
The IT industry has a unique set of risks. Deslauriers offers tailored, spot-on consulting for IT industry players rendering professional services to others and has expertise in the areas of defamation, libel, and intellectual property. Coverage that IT companies might consider include:
- Commercial general liability
- Errors and omissions
- Computer network security
- Privacy violation
- Intellectual property infringement
- Directors and officers liability
Let Deslauriers tailor your IT business coverage.
Transportation
Does your business have a fleet of vehicles? We provide insurance products especially for businesses working in the transportation industry. We offer the best coverage options according to the size of your fleet of vehicles and the radius in which your company does business, whether in Canada or the US. Our key coverages include:
- Private transportation
- For-hire transportation
- Loading
- Unloading
Keep your business moving forward in every situation